FMP
Old National Bancorp's Financial Performance and Outlook
Jan 21, 2026
Old National Bancorp (NASDAQ:ONB) reported GAAP earnings per share (EPS) of $0.55, missing the expected $0.59, and revenue of $698.6 million, below the estimated $706.17 million. However, on an adjusted basis, EPS was $0.62, beating analyst estimates.
The company experienced a 40.9% increase in revenue in the fourth quarter of 2025 year-over-year, driven by acquisition activities, indicating positive momentum before the recent earnings report. Key financial ratios such as a trailing P/E ratio of approximately 13.46 and an earnings yield of about 7.43% reflect investor valuation and return expectations.
Old National Bancorp, listed as NASDAQ:ONB, is a financial services company that provides a range of banking services. It competes with other regional banks in the United States. On January 21, 2026, ONB reported GAAP earnings per share (EPS) of $0.55, which was below the expected $0.59. The company also reported revenue of $698.6 million, missing the estimated $706.17 million. Despite the recent earnings miss on GAAP metrics, Old National Bancorp showed strong performance in the fourth quarter of 2025. As highlighted by Seeking Alpha, the company experienced a 40.9% increase in revenue year-over-year, driven by acquisition activities. This growth helped the company surpass EPS estimates on an adjusted basis during that period, indicating a positive trend before the recent earnings report.
The company's net interest margin, a key measure of profitability, remained solid at 3.65% (FTE). This reflects improved efficiency and sequential gains in return metrics. However, nonaccrual loans were at 1.07%, higher than regional peers, suggesting a need for caution in asset quality management. Old National Bancorp's financial ratios provide further insight into its performance. The trailing P/E ratio is approximately 13.46, indicating how much investors are willing to pay per dollar of earnings.
The price-to-sales ratio (ttm) is about 3.42, and the enterprise value to revenue ratio is around 6.74, showing the company's valuation relative to its revenue. Despite these challenges, the earnings yield of about 7.43% reflects a decent return for investors. As ONB enters 2026, it does so with positive momentum from its recent performance.
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