• Oppenheimer sets a price target of $284 for NYSE:PNC, indicating a potential upside of 28.28%.
• Record financial performance in Q4 2025 with a 25% year-over-year growth in earnings and record revenue.
• Strong fee-based businesses and solid asset quality drive PNC's success, alongside robust loan growth in its Commercial & Industrial segment.

PNC Financial Services Group, Inc. (NYSE:PNC) is a major American bank holding company and financial services corporation. It offers a wide range of services, including retail banking, corporate and institutional banking, asset management, and residential mortgage banking. PNC competes with other large financial institutions like JPMorgan Chase and Bank of America.

On January 20, 2026, Oppenheimer set a price target of $284 for PNC, suggesting a potential upside of 28.28% from its current stock price of $221.39. This optimistic outlook is supported by PNC's strong financial performance in the fourth quarter of 2025. The company achieved record revenue, with a 25% year-over-year growth in earnings, surpassing consensus expectations.

PNC's success is largely driven by its fee-based businesses, particularly in capital markets advisory and mortgages. These areas significantly contributed to the company's non-interest income. Additionally, PNC's net interest income reached a record $3.7 billion, highlighting its ability to generate revenue from its core banking operations.

The company maintains solid asset quality, as evidenced by a low non-performing loan ratio. This indicates that PNC is effectively managing its loan portfolio, minimizing the risk of defaults. Furthermore, PNC experienced robust loan growth in its Commercial & Industrial segment, which is a positive sign for future revenue generation.

Despite the positive financial performance, PNC's stock price has decreased by approximately 0.67%, with a current price of $221.69. The stock has dropped by $1.49 today, trading between a low of $218.29 and a high of $225. Over the past year, PNC's stock has reached a high of $227 and a low of $145.12. The company has a market capitalization of approximately $86.94 billion, with a trading volume of 535,790 shares.