• RBC Capital maintains a "Sector Perform" rating for Societe Generale (OTC:SCGLY), with a price target increase from EUR 67 to EUR 74.
• The bank's financial performance in 2025 exceeded expectations, driven by effective cost management and stable net interest income.
• Despite challenges in some segments, the European Central Bank's stable interest rates support Societe Generale's operations.

Societe Generale (OTC:SCGLY) is a major French multinational banking and financial services company. It operates in three main segments: French Retail Banking, International Retail Banking and Financial Services, and Global Banking and Investor Solutions. The company competes with other European banking giants like BNP Paribas and Credit Agricole. On February 9, 2026, RBC Capital maintained its "Sector Perform" rating for SCGLY, suggesting investors hold their positions. At that time, the stock was priced at $17.93.

RBC Capital also raised its price target for Societe Generale from EUR 67 to EUR 74. This adjustment reflects confidence in the bank's financial performance, which exceeded expectations in 2025. Effective cost management and stable net interest income contributed to this success, as highlighted by the strong performance in French Retail operations. However, the bank faced challenges in its Global Banking and Investor Solutions and International Retail segments.

The European Central Bank's decision to maintain interest rates creates a favorable environment for European banks, including Societe Generale. This stability supports the bank's operations, particularly in its core markets. Despite these positive factors, the bank's improved Return on Tangible Equity (ROTE) is already reflected in its high price-to-earnings (P/E) ratio, indicating that the stock may be fairly valued at its current price.

Currently, SCGLY is trading at $17.91, showing a 3.35% increase or $0.58 rise. The stock has fluctuated between $17.66 and $18 today. Over the past year, it reached a high of $18.30 and a low of $7.29. With a market capitalization of approximately $67.92 billion and a trading volume of 9,635 shares on the OTC exchange, Societe Generale remains a significant player in the banking sector.