FMP

FMP

SouthState Corporation (NYSE:SSB) Quarterly Earnings Preview

  • Earnings per share (EPS) is expected to increase by 19.2% to $2.30, indicating strong financial performance.
  • Projected revenue growth of 48% to approximately $667.7 million, showcasing the company's expanding market presence.
  • The company maintains a stable financial position with a price-to-earnings (P/E) ratio of 14.11 and a conservative debt-to-equity ratio of 0.14.

SouthState Corporation (NYSE:SSB) is a financial services company that operates primarily in the southeastern United States. It provides a range of banking services, including personal and business banking, wealth management, and mortgage services. As a regional bank, SSB competes with other financial institutions like Truist Financial and Regions Financial.

On January 22, 2026, SSB is set to release its quarterly earnings. Analysts from Zacks Investment Research predict earnings per share (EPS) of $2.30, a 19.2% increase from the previous year. This upward trend in EPS suggests strong financial performance and potential investor interest. The consensus EPS estimate has been revised upward by 0.4% over the past 30 days, indicating positive sentiment among analysts.

Revenue projections for SSB are approximately $667.7 million, reflecting a significant 48% increase from the same quarter last year. This growth in revenue highlights the company's ability to expand its market presence and generate higher sales. The price-to-sales ratio of 2.88 and enterprise value to sales ratio of 3.01 further emphasize the market's valuation of SSB's sales performance.

SSB's financial metrics reveal a stable financial position. The price-to-earnings (P/E) ratio of 14.11 indicates the price investors are willing to pay for each dollar of earnings. The earnings yield of 7.09% offers a return on investment based on the company's earnings. Additionally, the debt-to-equity ratio of 0.14 shows a conservative use of debt, suggesting a strong capital structure.

However, SSB faces potential liquidity challenges, as indicated by its low current ratio of 0.016. This ratio measures the company's ability to meet short-term obligations, and a low value may raise concerns about liquidity. Despite this, SSB's enterprise value to operating cash flow ratio of 24.04 suggests a solid valuation in relation to its cash flow from operations.