FMP

FMP

Visa Inc. (NYSE: V) Stock Upgrade and Financial Performance Review

  • Daiwa upgraded Visa Inc. (NYSE: V) to "Outperform" with a stock price of $333.84.
  • Visa's net revenue increased by 15% year over year, with a significant rise in transactions processed.
  • The company's international operations and digital payment innovations continue to drive growth.

Visa Inc. (NYSE: V) is a major player in the global payments industry, known for its extensive network and widespread acceptance of its branded cards. On February 2, 2026, Daiwa upgraded Visa's stock to "Outperform," with the stock priced at $333.84. This upgrade reflects confidence in Visa's ability to maintain strong performance despite economic challenges.

Visa's recent financial results highlight its robust growth. The company's net revenue increased by 15% year over year, reaching $10.9 billion for the quarter ending December 31. This growth is attributed to resilient consumer spending and a strong holiday season, as noted by CEO Ryan McInerney. The total number of transactions processed on Visa's network surged by 9% to 69.4 billion, showcasing the company's expanding reach.

International operations have been a significant growth driver for Visa, with cross-border volumes rising by 12%. This expansion is crucial as Visa continues to enhance its technological and digital capabilities. The company has launched initiatives like "Tap to Phone" technology and a pilot program for stablecoin wallet payouts, positioning itself well in the evolving digital payments landscape.

Despite a 14.2% decrease from its all-time high above $375 last June, Visa's stock has shown resilience. The stock price increased by 3.73% to $333.84, with a market capitalization of approximately $643.66 billion. Visa's adjusted net income grew by 12% to $6.1 billion, and its adjusted earnings per share increased by 15% to $3.17, surpassing Wall Street's expectations.

Visa's stock has surged by approximately 1,964% since its initial public offering, with about half of this growth occurring in the last five years. While the company faces potential scrutiny from politicians, its strong track record and ongoing innovations suggest continued growth. As highlighted by 24/7 Wall St., Visa is anticipated to achieve strong gains by the end of the decade if it maintains its current growth trajectory.